Electronic Equipment Insurance provides coverage for physical loss or damage to computer and electronic data processing equipment, including associated ancillary equipment. It covers perils such as fire, accidental damage, malicious damage, theft, and machinery breakdown. The policy can be extended to include increased cost of working, reconstitution of data, and loss or damage to IT installations, telephone exchanges, cell phone networks, and associated equipment. It also covers losses from fire, accidental damage, malicious damage, machinery breakdown, failure of electricity supply, and Telkom land line.